Century Support Services Reviews 2023

This Century Support Services Reviews can change your life.

Debt settlement is a service offered by some debt relief services companies to help those who are over their head with their debts. 

It may be the best option for you, but it isn’t without risks and drawbacks. 

The first thing you need to know about debt settlement is that even though this type of program can save your credit score, it will also negatively affect your credit score while the settlement is being negotiated.

Century Support Services is one company that offers debt settlement services.

The company has been in business for almost 10 years and has helped thousands of people get out of debt. 

Century Support Services offers a range of services, from helping you create a budget and providing education on how to manage your money to negotiating with your creditors on your behalf to get them to agree to a lower payoff amount.

The company charges no upfront fees, and there are no monthly service fees.

You only pay when they have successfully negotiated a settlement with your creditor. 

Century Support Services works with all types of debt, including credit cards, medical bills, personal loans, and even student loans.

In this article, we will review Century Support Services and whether they are the right option to help you get out of debt.


PortalCentury Support Services
Minimum Debt Settlement Requirement$10,000
Fees18% to 25% of enrolled debt
FeaturesLive chat option, interactive calculator, Client dashboard.
Number of reviews128
Community RatingGood
WebsiteClick Here

Key Takeaways

  • Century support offers a tailored debt settlement program.
  • Century Support Services offers some great features like a Live chat option, interactive calculatorClient dashboard, etc.
  • This company is AFCC accredited and also has an A+ rating from BBB.
  • They claim to make you save 50% of the total enrolled debt before fees within a period of 24-48 months.
  • This company has a rating of 4.3/5 stars on TrustPilot.

Pros & Cons


  • Excellent customer satisfaction scores
  • AFCC accredited
  • Client dashboard makes monitoring progress easy
  • The website offers helpful tools and resources
  • Live chat option available


  • Clients must owe a debt of at least $10,000
  • Only available in 31 states

Our Take

Century Support Services
Century Support Services

Century provides a tailored debt settlement program based on your specific financial situation. 

After arranging a free assessment with one of their debt professionals, they’ll evaluate whether you’re a suitable match for the plan and begin applying the techniques to negotiate with your lenders on your behalf.

Century Support Services is an excellent option if you need assistance settling more than $10,000 in credit card debt. 

Not only does it have current accreditation with two top industry associations, but it provides solid customer service options, and it’s apparent in which the US states its services are offered.

Read Accredited Debt Relief Reviews

Read National Debt Relief Review

Key Features

Century Support Services Features
Century Support Services Features

Before you sign up for Century Support Services’ services, you will get a free consultation with an IAPDA-certified debt consultant. 

The debt expert will assess your financial status and assist you in developing a personalized debt settlement program. 

Because debt relief companies are not allowed to charge upfront costs, free consultations like this are common.

Century Support Services’ only debt relief service is its debt settlement program. It does not provide any other kinds of debt relief like debt consolidation loans. 

Nonetheless, Century Support Services features a helpful resource center with resources and articles on various debt settlement topics. 

Century Support Services also features two useful FAQ lists: one for prospective customers and one for current clients. 

In addition, you can use an interactive calculator to see how long it will take you to pay off your debt using debt settlement vs. other debt-relief options (such as credit counseling or debt consolidation).

Company Overview

Century Support Services Overview
Century Support Services Overview

What Is Century Support Services?

Century, founded in 2003, is one of the nation’s leading debt solutions organizations, having assisted over 250,000 consumers with over $1.3 billion in debt.

Century is one of the most reputable companies helping with debt out there, with an A+ rating from the Better Business Bureau, many awards, certifications, and a 94 percent customer satisfaction record. 

The firm works directly with its customers to lower their debt using its 3-step method.

Century Support Services provides debt settlement services to residents of most of the United States, with a service area that includes 32 states.

The best part is that there are no upfront costs, and customers don’t have to pay anything until they successfully clear their debt. 


Although Century Support Services does not specifically disclose its usual price range, you may expect to pay fees anywhere from 18% to 25% of the total debt enrolled in the program, which is in line with industry norms. 

This is because the company claims that customers who complete the program generally pay 50% of their enrolled sum before fees and 68-75% with fees (i.e., 18 percent to 25 percent of total enrolled debt).

Types Of Debts Addressed

Debts Addressed by Century Support Services
Debts Addressed by Century Support Services

To be eligible for Century Support Services’ debt relief program, you must have more than $10,000 in credit card debt, and your debt must be causing you stress (e.g., you cannot make payments due to life problems such as job loss or divorce).

Century provides options for you whether you have secured, unsecured, or business debt. 

The company handles various types of debt, including personal loans, credit card debt, medical bills, unfiled taxes, back tax penalties, owing more than anticipated, self-employed, business tax concerns, divorce, and higher tax brackets. 

Like other debt relief companies, Credit Support Services cannot assist in negotiating debts backed by collateral, such as mortgages or car loans.

Get Started With Century Support Services

Get Started With Century Support Services
Get Started With Century Support Services

If you’re struggling to make your monthly payments or are suffering financial hardship leading to debt, it’s time to embark on your debt-free journey with the support of Century’s 4-step plan.

The first step is assessment and enrollment, which you can do over the phone or online. 

Century Debt Consolidation offers a free online application that is fast and easy to complete. 

You will be under no pressure to take any offers, but consider that debt consolidation may impact your credit score.

Also, you must enter some basic personal information, such as your complete name and contact information.

You must also specify how much overall debt you owe and whether or not you have any past-due payments on the application. 

The Century will check your information once you have entered all of your data, and you may expect a call from one of their Certified Debt Specialists to discuss your solutions.

The second step is to choose the most appropriate debt payback program for your scenario. This is all that you require at this stage; it is now time for Century to take care of everything.

The third step is Century debt professionals talking with creditors to reduce the total amount owed while providing professional assistance along the way.

The last step achieves your ultimate goal of finishing your debt payback program so you can begin enjoying a debt-free life. 

Read: How Does Debt Relief Work, What They Do?

Debt Relief Time

The average relief time of your debt settlement depends on several factors.

This includes your total debt amount, the willingness of your creditor to comply, etc.

On average, the debt settlement period could range from anywhere between 24-48 months.


If you enroll yourself with Century Debt Relief’s program, then you will be able to save 50% of the total enrolled debt before fees.

Disadvantages of Debt Relief

Before you choose to settle your debt by taking a debt relief company’s help, you must know that it has some disadvantages.

  • Debt Relief companies do not guarantee debt settlement until and unless your credit agrees for the same. Your creditors might still call you and bug you to repay them. But in such cases, you can always divert your call to your relief agent.
  • One of the very crucial factors of debt settlement is that because you are not required to pay for a few months, it directly affects your credit score and brings it really down.
  • Even if you choose debt settlement to pay your debt, upon its completion, you will be required to pay 15-25% fees to your debt relief company.

Customer Service

Century Support Services Customer Support
Century Support Services Customer Support

Century’s expert staff guides clients through the entire process of achieving financial freedom. 

To inform consumers about managing their finances and ease debt-related stress, the company dedicates a portion of its website to debt settlement information and a financial blog. 

You can also visit the FAQ page at any time to get answers to frequently asked questions.

If you need to contact a member of the Century support staff, you can do so by live chat, email, or phone. 

You can contact them through live chat from Monday to Thursday, 9:00 a.m. to 7:00 p.m., and Friday, 9:00 a.m. to 5:00 p.m. (EST).

For any emergency queries, call 1-888-913-8784 between the hours of 9:00 a.m. and 8:00 p.m., Monday through Thursday, or 9:00 a.m. to 5:00 p.m. (EST), Friday.

Century’s staff is fully prepared to handle any issues relating to debt consolidation and the solutions they provide, allowing you to find a solution to your financial troubles.

NPC Century Support Services Ratings

Customer Service4.3/5
Debt Settlement help4.6/5
Ease of use4.8/5

Customer Rating

So we looked at several sources to get a sense of what it’s like to work with Century Support Services. 

Overall, most clients seem to be pleased with the company’s quality of service.

Century Support Services’ quality of communication was praised with positive reviews. 

Furthermore, several reviewers said that the company assisted them in effectively resolving their debt issues.

They have a rating of 4.3 stars out of 35 customer ratings on Trustpilot.

How We Review Debt Relief Companies

How We Review Debt Relief Companies
How We Review Debt Relief Companies Reviews

So Debt relief companies come in all shapes and sizes, each with its own set of pros and cons.

To help you decide if a particular company is the right one for you, we use the following criteria:

  • Experience: How long has the company been in business? How many people have they helped get out of debt?
  • Fees: What are the upfront and monthly fees? Are there any other hidden costs?
  • Services: What services does the company offer? Are they comprehensive, or do they just focus on one area (e.g., debt settlement)?
  • Track Record: What is the company’s track record? Have they been successful in negotiating settlements with creditors?
  • Customer Service: How good is the customer service? Are they responsive and helpful?

What Differentiates It From Others?

Some of the points make century support services better than other services. 

  • You will have your client dashboard.
  • You can keep track of your progress 24/7
  • You will get access to helpful financial resources. 
  • You will get to know about many tools that can help you find. 
  • Live chat is always available on the website. 

Read Our Detailed Debt Relief Review Methodology

Our Experience With The Product

I have been using Centurysupport services for the past few months, and it has helped me settle debt on three of my accounts. I was able to get help whenever I needed it.

They were also kind enough to guide me about all the procedures. They have a highly responsive and understanding team.


CompanyAccredited Debt ReliefCentury Support Services
Minimum Debt Settlement Requirement$10,000$10,000
FeaturesNo upfront fees, Free consultation, etc.Live chat option, interactive calculator, etc.
Fees15% to 25% of enrolled debt18% to 25% of enrolled debt
Relief Time12-48 months24-48 months
Savingsup to 45% including feesup to 50% excluding fees
BBB ratingA+Not accredited
Trustpilot Rating4.84.3

Also Read Freedom Debt Relief Reviews 

Final Verdict

Century Debt Consolidation is a good company, but because of its restricted availability in only 31 states and slightly higher fees of 18%-25%, it is less passed for much better options.

One of its good competitors is CuraDebt, and that is because it not only charges a fee of a fixed 20% of the total enrolled debt but is also available more widely.

You will need to have a minimum debt of $5000 to be eligible for CuraDebt’s program. If you wish to learn more about it, then you can check out the CuraDebt review.


How will enrolling in Century Debt Consolidation impact my credit score?

Participation in a debt consolidation program may impact your credit score. 

However, the extent of the impact will depend on several factors, including the type of program you choose and how long you participate in it.

Can I apply if I live outside of the United States?

Unfortunately, Century Debt Consolidation is not currently available to applicants living outside the United States.

Will Century work with my current creditors?

Yes, Century’s team of specialists has a long track record of successfully negotiating settlements with creditors on behalf of their clients.

What is the most effective way to get out of debt?

There is no one-size-fits-all formula to help you get out of debt. However, there are a few things that you can do in order to save yourself from such situations.

Firstly, avoid taking on any new debts. Also, make sure to build an emergency fund to help you in distressful times.

Does Century Debt perform its own-servicing online?

No, they partner with third-party service providers who negotiate a debt settlement on behalf of the clients.

NPC Overall Rating

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