First American Home Review 2022

In search of an honest First American Home review? we got you!

Home warranty companies are essential as it helps in covering the cost of repair or replacement of your daily home appliances such as refrigerator, dryer, washing machine, steamer, and things like that.

For a minimal monthly charge, you can save yourself from a hefty amount of repairs.

In this article, we will give you a detailed account of this affordable and reputable home warranty company called First American Home Review.

Make sure to read it till the end to get a clear view of the quality of their service.


GuideFirst American Home Review
FeaturesLow monthly Costs, First month free service and more
Pre-existing conditionNot covered
Cancellation fee$50
Service fee$85
Trial period30 days
Payout cap$1500
Price$28 – $42.50 per month
WebsiteClick here
First American Home Review
First American Home Review

What Is First American Home?

What Is First American Home
What Is First American Home

Established in 1984, First American Home has been an industry leader for many years and has catered to over a million users.

With the cheapest pricing plans (starting at $25/month), First American Home is an ideal choice for someone who wants a home warranty service with good coverage that too without spending too much.

Even when it comes to service fees, they charge $85, which is slightly higher than some similar companies but better than those whose service fee varies and because of which you never have clarity on it.

The price is great, the service fee is moderate, but what about its coverage and features and other essential things? Keep reading to find out.

American Residential Warranty Review

Features And Service

  • Low monthly Costs
  • First month free service
  • Easy to use and access
  • Good network of contractors
  • 24×7 support

Pros And Cons


  • Affordable Plans.
  • Fixed service cost.
  • Covers systems and appliances regardless of age.


  • Air conditioning coverage costs extra.
  • Not available nationwide.

Read The Home Service Club Review

Plans And Pricing

If you do not want a comprehensive plan and only have some appliances to cover, then you can opt for the basic plan, which costs as low as $25, and if you want extensive coverage, then the premium can come to your rescue.

Have a look at the table below to know what all things are covered in the plans.

Basic$28 per Month or $336 per YearWasher and dryer
Oven range
Trash compactor
Garbage disposal
Premium$42.50 per Month or $510 per YearEverything in basic plan +
Plumbing stoppages
Water heater 
Garage door opener 
Central vacuum system


  • Central air conditioning (electric) — $9/month
  • Pool/spa equipment — $15/month
  • First class upgrade — $9/month
  • Well pump — $7/month
  • Additional refrigeration — $4/month
  • Septic tank pumping/system – $7/month
  • HVAC tune-up – $2/month

Coverage Exclusion & Payout Caps

 payout cap and exclusion
Payout cap and exclusion

Although First American Home covers items regardless of their age, they do not cover the cost of pre-existing conditions.

There are a few more exclusions that you should have a look at below:

  • Electrical System: Power surges, doorbells, timed circuits, and Low voltage systems
  • Water Heaters: Flues, fuel storage tanks, vents, and Holding or storage tanks.
  • Kitchen Appliances: Door, glass Knobs, dials, lock assemblies, and Rotisseries.
  • Heating System: Chimneys, Space heaters, grills, and filters.

It is advised to have a look at the terms and conditions of the coverage of the plan that you choose to avoid any confusion later on.

Also, all home warranty companies put a payout cap to prevent themselves from paying above a certain limit.

As in the case of First American Home, they have a payout cap of $1500 for heating elements and heat pumps.

Service Fee

First American Home charges a service fee of $85, which is slightly higher than some of the home warranty companies, but the fact that First American Home has a fixed cost of service and does not keep you guessing, unlike many of its companies, is a great relief.

State Availability

First American is available in only 35 states nationwide, excluding alaska, Delaware, Connecticut, Hawaii, Minnesota, Louisiana, Illinois, Massachusetts, New Hampshire, North Dakota, New York, Rhode Island, Maine, Vermont, or Wisconsin

NPC First American Home Ratings

Customer Service4.5/5
Ease of use4.5/5

Customer Ratings & Reviews

First American Home Rating & Review
First American Home Ratings & Reviews
First American Home Ratings & Reviews

If you want to have a good idea about a company’s service right from their active clients, then checking for Ratings & Reviews online is the best way to do so.

For example, a total of 9,091 customers have given First American Home an average rating of 4.0 star, which is a great indicator of its service.

Customer Service & Service Claims

Customer Service & Service Claims
Customer Service & Service Claims

If you want to claim a service, then you can do so anytime 24×7 by visiting their website and filling out the claim form, or you can call them for the same.

Once you describe your issue, they will assign a repairman in 24-48 hours. Also, not that they do not give you an option to choose your own repairman.

First American Home has a good customer satisfaction rate and positive reviews online.

If you want to get in touch with them, you can call them on this number 888.875.0533.

Our Experience

We already had First American Home’s monthly subscription, and because we live in an apartment, it costs us $25 per month.

Very recently, our refrigerator stopped cooling, and so we called them to get it repaired.

They asked for our name, address and to describe the issue with our equipment; then, they told us a repairman would give us a visit in 24-48 hours.

After two days, the repairman came in, and he checked our fridge and fixed it in 15 minutes.

The service was quick and hassle-free, and the best part is that we saved a good amount by opting for a First American Home warranty.

What Differentiates It?

The only significant factor that makes First American Home stand out is its steep low prices.

Their plan starts at $25, which is the lowest you can get in-home warranty service, and if you think the price, the quality of service, or the coverage won’t be enough, then you are wrong.

They offer good service and also provide decent coverage. Also, they have an industry experience of 35 years and hold a reputable name.

Overall, a great option for those who own limited necessary appliances and are on a tight budget.

Home Warranty Vs. Home Insurance

A home warranty is offered to repair or replace damaged household appliances caused due to daily use.

At the same time, home insurance covers your house and various items in your house if they are damaged due to fire, theft, calamity, etc. So keep in mind that both of these are not the same. 


CompanyFirst American HomeCinch
FeaturesLow monthly Costs, First month free service and more180-day workmanship guarantee and more
Pre-existing conditionNot coveredCovered
Cancellation fee$50$25
Price$28 – $42.50 per month$27.99/mo – $39.99/mo
BBB ratingBB
Trustpilot Rating43.4

Read Cinch Home Services Home Warranty Reviews

How We Review Home Warranty Companies?

We use a standard pattern to review home warranty companies. So firstly we look for all kinds of services they provide.

Then we look at their payout caps, terms, contract conditions, price, etc. Lastly, we check the customer ratings online to review home warranty companies.

Final Verdict

First American Home is undoubtedly a good choice of home warranty company that offers excellent service, decent coverage, low price, and fixed service cost. It is one of our personal favorites, and we recommend it.

We hope you found this First American Home review useful and got all the information that you were seeking.


Will my First American Home warranty protect me from weather-related incidents?

All home warranty companies including First American Home only offer cover for appliances that are damaged due to normal wear and tear, and weather-related incidents are usually covered by home insurance companies.

What Is the service fee of First American Home warranty ?

They charge a fixed service fee of $85.

Is there a cancellation fee that First American Home Warranty charges?

First American Home does not charge anything if you cancel their subscription within 30 days, which is the industry standard.

And if you cancel after 30 days, you will have to pay a cancellation charge of $50.

What appliances are covered and what are the exclusions of First American Home?

First American Home covers the following items:

  • Washer and dryer
  • Dishwasher
  • Refrigerator
  • Cooktop
  • Oven range
  • Microwave
  • Trash compactor
  • Garbage disposal
  • Plumbing stoppages
  • Plumbing  
  • Water heater 
  • Heating 
  • Electrical 
  • Ductwork
  • Garage door opener 
  • Central vacuum system
  • Central air conditioning (electric)
  • Pool/spa equipment
  • First class upgrade
  • Well pump
  • Additional refrigeration
  • Septic tank pumping/system
  • HVAC tune-up

Exclusions are:

  • Power surgesdoor bells
  • Timed circuits
  • Low voltage systems
  • Fuel storage tanks
  • Vents
  • Holding
  • Storage tanks
  • Glass Knobs
  • Dials
  • Lock assemblies
  • Rotisseries
    Chimneys Space heaters
  • Grills and filters.

How to file a claim with First American Home warranty?

You can simply visit their website and file a claim there, or you can call them on 888.875.0533 to file a claim.

NPC Overall Rating

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