Greenwise Debt Relief Review 2023

Trillions of people in the US are under debt and live their lives in stress and constant anxiety.

But thanks to debt relief companies that provide solutions and assistance to people who want to come out of debt.

So in this Greenwise Debt Relief review, we are going to see if you should go with this debt relief company and hand over the responsibility to them or if there are any better options available for the same.


CompanyGreenwise Debt Relief
Minimum Debt Settlement$5,000
Fees18-25% of enrolled debt
Savings25-32%, including fees
Debt Relief Time24 to 48 months
WebsiteGet A Quotation

Key Takeaways

  • Greenwise Debt Relief offers debt settlement service and can help you get rid of debt in 24 to 48 months.
  • You need to have a minimum debt of $5,000 to be eligible for their program.
  • Greenwise charges 18-25% of enrolled debt amount as their fees.
  • It has a stellar rating of 4.9/5 stars on Trustpilot.

What Is Greenwise Debt Relief?

What Is Greenwise Debt Relief?
What Is Greenwise Debt Relief?

Greenwise is a debt relief company that can help you in removing the burden of your debt through its debt settlement program.

In a debt settlement program, you are asked to stop paying your creditors and instead start saving that amount in a separate bank account.

In the meantime, your agency (in this case, Greenwise Debt Relief) negotiates with your creditor and persuades them to lower the amount they are supposed to collect.

With the help of Greenwise debt relief, you can end up saving up to 25% of the amount you enrolled for.

However, please note that debt settlement can lower your credit score, and you should go for it only if you are okay with that.

Also, Greenwise Debt Relief was founded in 2018 and is fairly new to the industry, so it is essential that we go through all the necessary information about this company.

So let’s dig deeper and see what are the features & services, the pros, and cons, fees, etc., of this company.

Features & Services

  • Free Consultation: Just like many other debt relief companies, Greenwise too offers a free consultation call, where you can discuss your options and get all the information before making the decision to enroll in their program.
  • Custom Solutions: Greenwise mentions on their website that everyone’s financial situation is different and unique, and so they offer custom solutions tailored according to your financial situation.
  • Debt Settlement: As mentioned above, Greenwise offers a debt settlement plan to their customers to help them get out of debt.

Pros And Cons


  • You can save up to 32% of the enrolled debt.
  • Member of American Fair Credit Council (AFCC)
  • Free consultation


  • Lack of transparency
  • Fees can be as high as 25%
  • Slightly higher fees

Read: DebtWave Credit Counseling Reviews

Also Read: Countrywide Debt Relief Review


Greenwise Debt Relief does not charge any upfront fees, but after the completion of your program, you will have to pay 18-25% of your enrolled debt amount, which is slightly higher than the industry average of 15-25%.

Debt Relief Time

Greenwise Debt Relief claims that they can help you alleviate your debt within 24-48 months, depending on your situation.


Greenwise Debt Relief has not disclosed a lot of information on their website.

However, they have mentioned that its clients were able to settle their debt by paying 68% to 75% including fees and could save 25-32% including fees.

Minimum Debt Settlement

To get started with Greenwise Debt Relief, you need to have a minimum debt of $5,000 which is great because a lot of debt relief companies require you to have at least $7,500 in debt.

Types Of Debt Addressed

Again, Greenwise Debt Relief does not put in any information about the kind of debt they address; however, because debt settlement can be offered for only unsecured debt, we assume that they probably also deal with other unsecured debts such as:

  • Credit Card Debt
  • Medical Bills
  • Personal Loans

How To Get Started?

To get started with Greenwise, just follow the below-mentioned steps:

1. Go to Greenwise Debt Relief’s website and click on the “Start Now” option in the top right corner

How To Get Started with Greenwise debt relief

2. Now, enter your debt amount and click on continue.

Get Started with Greenwise debt relief

3. Enter your state and click on continue.

how to Started with Greenwise debt relief

4. Lastly, fill in your details such as your name, last name, email address, and phone number, and click on “Click to see results.”

Started with Greenwise debt relief

Customer Support

You can get in touch with Greenwise’s customer support by calling them at 1-800-674-9498 this number or by sending them an email at [email protected].com.

They are available to take your calls from Monday to Friday from 9 am EST to 8 pm EST.

Also Read: SimpleDebt Solutions Review

NPC Greenwise Debt Relief Ratings

Customer Service4.7/5
Debt Settlement help3.8/5
Ease of use4.7/5

Customer Reviews And Ratings

Greenwise Debt Relief Customer Reviews And Ratings
Greenwise Debt Relief Customer Review And Rating
Greenwise Debt Relief Customer Review And Rating

Out of 203 reviews on Google, Greenwise Debt Relief has a combined rating of 4.9/5 stars.

Most reviews were for the positive experience and customer support they received from the company.

Our Experience

During the free consultation call, I talked to a representative named Emily, and she was extremely professional and patient.

She answered all the questions I had and helped me ease into the debt settlement process.

Also, she explained the entire procedure to me, which helped me in making the decision with ease.

What Differentiates It?

We didn’t find anything unique that Greenwise Debt Relief offers.

It is just like any other debt relief company, but it charges slightly more fees and does not offer much information on its website.


CompanyGreenwise Debt ReliefAmerican Debt Relief
Minimum Debt Settlement Requirement$5,000Not revealed
ServicesDebt settlement programDebt settlement program
Fees18-25%Not revealed
(15-25% standard)
Savings25-32% including fees30% including fees
Relief Time24-48 months24-48 months
BBB ratingNot accreditedNot accredited
Trustpilot RatingN/A4.9/5

Also Read: American Debt Relief Review

How We Review Debt Relief Companies?

We take into account the following factors for reviewing debt relief companies:

  • Services offered
  • Affordability
  • Company’s online reputation
  • Effectiveness
  • Minimum debt relief requirement
  • Savings one can make
  • Accreditations
  • Debt relief helps time

Final Verdict

In this Greenwise Debt Relief review, we saw all the essential information about this company, including its pros and cons, savings, fees, etc.

But we wouldn’t recommend it to you not because it is bad, but because there are better options available in the market, such as Accredited Debt Relief.

Accredited is transparent about its services, unlike Greenwise. Accredited charges 15-25% fees which are less than Greenwise.

You can save up to 35% if you opt for their service instead of Greenwise, which can help you save up to 32% only.

For more information, you can check out our full-length review on Accredited debt relief.


Is Greenwise Debt Relief legit?

Yes, Greenwise debt relief is legit and is even a member of AFCC.

Do I have to pay tax if I get a debt settlement done?

Yes, you will be required to pay tax if your settled debt amount is more than $600.

Does Greenwise Debt Relief offer a guarantee?

No, just like any other debt relief company Greenwise Debt Relief also does not offer a guarantee to deliver results because they can’t force your creditors to agree to a settlement.

Is Greenwise available for 24 hours?

No, it operates only from Monday to Friday.

Is Greenwise Debt Relief safe to use?

Yes, it is safe to use.

NPC Overall Rating

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