Monitored Vs Unmonitored Options In Home Security System

Wondering which is better between Monitored and Unmonitored options? We got you!

As a homeowner, having a home security system is a great way to protect your home and family. It can also be a convinient way to save money on your homeowner’s insurance.

According to Safe Home, 16.2% of people have a professionally monitored home security system, while 8.1% have a self-monitored system.

But, what are the differences between monitored and unmonitored security systems, and which one is right for you? Read on to learn more.


Key Takeaways

  • In a Monitored Security System, protection measures are taken care of by a third party or a security company, while in an unmonitored security system, homeowners are responsible for their own security.
  • Monitored Security Systems are usually expensive, while unmonitored are not.
  • The emergency response in a monitored security system is faster, while in an unmonitored security system, you get alerts on your phone.

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What Is A Monitored Security System?

Monitored Security System

The term “monitored security systems” refers to protection measures kept an eye on by a third party, often a reputable home security company.

Whenever the system detects an emergency, such as a break-in, fire, or another type of emergency, it alerts the security staff and, in certain situations, emergency personnel.


Pros & Cons Of Monitored Security System


  • Requires only little maintenance
  • No self-monitoring required
  • Fast response to incidents
  • High quality equpiment
  • Companies offer discounts & coupons


  • Requires monthly or annual monitoring fees
  • Requires professional installation
  • Downgrading to self-monitoring is not possible
  • Impose false alarm charges

What Is A Unmonitored Security System?

What Is A Unmonitored Security System

Unmonitored security systems, also known as self-monitored security systems, are comprised of hardware that users can either have professionally installed or set up on their own.

A control panel, motion detectors, windows and doors sensors, glass-break sensors, smoke alarms, and sirens are standard pieces of equipment found in unmonitored home security systems. 

Unmonitored security systems are not connected to a professional security company, meaning homeowners are responsible for monitoring the system and responding to any alerts.

In most cases, unmonitored security systems will send alerts to the homeowner’s smartphone when an emergency is detected.


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Pros & Cons Of Unmonitored Security System


  • Costs less than monitored system
  • Versatile option
  • No risk of false alarm penalties
  • You have the control
  • DIY is possible


  • High upfront cost
  • Dependent on internet
  • Requires your constant attention

Difference Between Monitored And Unmonitored Options

Now that you are aware about each type of security system, let’s look at the key differences between monitored and unmonitored systems.

1. Price


One of the biggest differences between monitored and unmonitored security systems is the price.

Monitored security systems are typically more expensive because they require a monthly service fee.

Unmonitored security systems are usually less expensive because there is no monthly service fee.

The price difference can be attributed to the fact that with a monitored security system, you are essentially paying for peace of mind.

A professional security company keeps an eye on your home 24/7 and will contact you and/or emergency personnel if there is an issue.

With an unmonitored security system, you are responsible for monitoring the system and responding to any alerts.

This means that if you are not home when an emergency occurs, no one will be notified until you return.

2. Monitoring


As the name suggests, monitored security systems are monitored by a third party, typically a professional security company.

This means that someone is keeping an eye on your home 24/7 and will contact you and/or emergency personnel if there is an issue.

Unmonitored security systems are not monitored by a professional security company. This means that it is up to the homeowner to monitor the system and respond to any alerts.

3. Emergency Response

Emergency Response

The most crucial difference between monitored and unmonitored security systems is the emergency response.

With a monitored security system, if an emergency is detected, the security company will be notified and will then contact you and/or emergency personnel.

With an unmonitored security system, you will be notified via an alert on your smartphone if an emergency is detected. It is then up to you to contact emergency personnel.


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What Are The Benefits of Smart Home Monitoring?

What Are The Benefits of Smart Home Monitoring

Here are some of the benefits that smart home monitoring offers:

  • With many people switching to online shopping, package robberies have become a common issue. By installing smart home monitoring devices, you can monitor and avoid such package thefts.
  • A smart home monitoring system can really add to your property’s value. You can use this point while renting or selling your house, which will help you in increasing its value monetarily and non-monetarily.
  • It is not always possible to monitor your kid’s activities while they are playing in a pool or with their friends. But smart home monitoring makes it possible for you to monitor your kids from anywhere, right on your phones, and can help you keep them safe.

Monitored Vs. Unmonitored Security Systems: What Should You Choose?

So the big question is should you go with a monitored or unmonitored security system?

Monitored Systems are ideal for those who can afford to pay a high monthly price for the service and want professionals to be taking care of their house and family in case of emergencies.

On the other hand, Unmonitored security systems are suitable for renters and homeowners who cannot afford to pay a high monthly fee.

When choosing this option, you should be comfortable knowing that you will be monitoring your home on your own and you will be responsible for taking action in case of emergencies.

Monitored Vs. Unmonitored Security Systems

Final Thoughts

Monitored and unmonitored security systems both have their pros and cons. The best way to decide which type of system is right for you is to consider your needs and budget.

So if you are in search of a comprehensive security solution that will provide peace of mind, a monitored security system is the way to go.

If you are on a tight budget or prefer a do-it-yourself approach, an unmonitored security system may be a better option.


Why should you trust a security company to monitor your home?

It is very easy to get distracted these days, and let’s face it; it is impossible to be on your toes at all times and to monitor movements in your house 24×7.

Home security companies have professionals who are quick to respond and help in case of emergencies and are always available and ready at a moment’s notice.

Should I opt for monitored security system?

We do recommend you to opt for a monitored security system, especially if you live in an unsafe area.

A monitored security system will ensure you and your family stays protected at all costs.

And in case the company can’t reach you, they even send help to your house, making it all the better.

How does unmonitored security system work?

Unmonitored security systems include gadgets having an alarm in them, which produces high-pitched noise when triggered.

You also get notified when such a thing happens to ensure your home’s safety remains accessible even when you are away.

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