Progressive Debt Relief Review 2023

Every 8 in 10 Americans deal with some kind of debt, and the race to get unburdened by this heavy responsibility is often longer than one imagines.

Debt relief companies such as Progressive Debt Relief help people to get rid of debt when they are not in the capacity to deal with it.

In this guide on Progressive Debt Relief Review, we have covered all things, including fees, pros, and cons, state availability, etc., so that you can find out the best debt relief company for yourself.


PortalProgressive Debt Relief Review
Minimum Debt Settlement RequirementN/A
FeaturesDebt settlement program, no upfront fees, etc.
Number of reviews297
Community RatingStrong
WebsiteClick Here

Key Takeaways

  • Progressive Debt Relief only offers debt settlement services and is only available in Florida.
  • You can get started with them with a free consultation call as they have not revealed much information about their fees and other things.
  • They have an impressive rating of 4.9/5 stars on Trustpilot.

What Is Progressive Debt Relief?

What Is Progressive Debt Relief?
What Is Progressive Debt Relief?

Progressive Debt Relief is a debt relief company that offers help by providing debt settlement services.

In a debt settlement, your agency (in this case, Progressive Debt Relief) negotiates with your creditors and persuades them to agree to a settlement.

Because of the fear of not getting anything, creditors agree to accept whatever they get most of the time.

Also, many other debt companies offer more debt relief options like debt consolidation, credit card consolidation, etc., but Progressive Debt Relief only offers debt settlement.

Progressive Debt Relief is not very transparent about its services. Let’s dig further and see the services, pros and cons, and other things in detail.


Read: How Does Debt Relief Work, What They Do?

Also Read: Trinity Debt Management Reviews

Features And Services

  • No Upfront Fees – Progressive Debt Relief does not charge any upfront fees; they ask you to pay only at the end of the program that too when you see results.
  • Free consultation – Like many other debt relief companies, Progressive Debt Relief also offers free consultation by their certified agent.

Pros And Cons


  • Education Center
  • Free Consultation
  • No upfront charges


  • Not transparent about fees
  • Not accredited by BBB, AFCC or IAPD
  • Only available in Florida


As mentioned earlier, Progressive Debt Relief does not charge upfront fees, and they have not disclosed any information about their fees because the fees vary according to your program and your unique situation.

However, they do mention that the fees they charge are on the lower end of the industry standard, and the fees that debt relief companies charge vary between 15-25%, so you can expect it to be somewhere around that.

Debt Relief Time

Again, there is no information available about the debt relief time on their website.

On average, it takes 12-60 months to get rid of debt, and so their debt relief time should lie in this bracket.



Progressive Debt Relief has not disclosed even this information. They have not made it clear as to how much percentage you can save by enrolling yourself in their debt relief program.

The average industry savings rate is 15-30%, just to give you a head’s up.

Minimum Debt Settlement

I am sure you must have guessed by now that they have not revealed their minimum debt settlement requirement either. The average industry standard for this is $10,000.

Types Of Debt Addressed

Progressive Debt Relief deals with the following kinds of debts:

  • Credit Card Debt
  • Payday Loans
  • Medical bills
  • Unsecured loans
  • Personal lines of credit.

How To Get Started?

To get started with Progressive Debt Relief, follow the below steps:

1. Go to Progressive Debt Relief’s website and click on “Click to start your free consultation.”

How To Get Started with Progressive Debt Relief

2. Now fill out this form and enter your name, state, email, phone number, and reason, and click on submit.

How to sign up for Progressive Debt Relief

3. Their team will call you shortly now, so just sit back and relax.

Customer Support

To get in touch with Progressive Debt Relief, you can call at 877-590-1847 or send an email at

They are available from Monday to Friday from 9:00 am till 5:30 pm (EST). They remain closed on Saturdays and Sundays.

NPC Progressive Debt Relief Ratings

Customer Service3.5/5
Debt Settlement help3.7/5
Ease of use4.5/5

Customer Reviews And Ratings

Progressive Debt Relief Customer Reviews And Ratings
Progressive Debt Relief Customer Review And Rating

Out of 297 Google reviews, Progressive Debt Relief has an average rating of 4.9/5 stars. A lot of customer reviews on Google were positive, saying how they got the needed help.


Also Read Credit Associates Reviews

Our Experience

We contacted Progressive Debt Relief to get an idea of their service. So we started talking to their agent, who asked us what our goal was and how much debt we owed to our creditor.

We filled them in and shared our information; then, based on our needs, he curated a program for us that seemed good.

However, we did not enroll ourselves in their program because we were getting a better deal with a different debt relief company.

What Differentiates It?

Honestly, nothing differentiates or makes Progressive Debt Relief stand out from the rest.

They offer only a debt settlement program and charge no upfront fee, which all most all the other companies are offering.

In fact, you can get plenty of options like debt consolidation, credit card consolidation, tax relief, etc., with other similar companies.


CompanyProgressive Debt ReliefFirst Choice Debt Relief
Minimum Debt Settlement RequirementN/ANot revealed
FeaturesDebt settlement program, no upfront fees, etc.Debt settlement program, Spanish support, etc.
FeesN/ANot revealed
(15-25% standard)
SavingsN/A25%-35% after fees
Relief TimeN/A24-48 months
BBB ratingN/AA+
Trustpilot RatingN/A4.9/5

Also Read: First Choice Debt Relief Review

How We Review Debt Relief Companies?

We review debt relief companies based on the following factors:

  • Affordability
  • Company’s online reputation
  • Services offered
  • Accreditations
  • Effectiveness
  • Savings one can make
  • Minimum debt relief requirement
  • Debt relief helps time

Final Verdict

Clearly, Progressive Debt Relief isn’t the best debt relief company. It is only available in one state, offers only a debt settlement program, and offers absolutely no transparency.

We do not recommend Progressive Debt Relief. However, if you are looking for the best debt relief company out there, then you should check out Accredited Debt Relief, which is rated #2 in our list of top debt relief companies.

Accredited Debt Relief is transparent and charges 15% to 25% of the enrolled debt.

To be eligible, you need to have a minimum of $10,000 in debt, and you can get your debt settled within 12-48 months with this company. To know more, you can check out our detailed review.


Is Progressive Debt Relief legit?

Progressive Debt Relief is legit as it has been rated and reviewed by so many people.

However, it is not accredited by BBB or AFCC. You can always check for any registered complaints on the FTC portal.

In how many states does Progressive Debt Relief offer its services?

It offers services only in Florida.

What Should Be My Credit Score?

There is no maximum or minimum credit score requirement to be eligible for any debt relief programs.

Will debt settlement ruin my credit score?

Yes, it will ruin your credit score.

Will I need to pay tax when I get debt settlement?

Yes, if the settled debt amount is more than $600, then you will have to pay tax on it.

NPC Overall Rating


The National Planning Cycles is committed to producing high-quality content that follows industry standards. We do this by using primary sources, such as white papers and government data alongside original reporting from reputable publishers that were appropriate for the accuracy of information while still being unbiased. We have an editorial policy that includes verifiable facts with due credit given where applicable.


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