The Home Service Club Review 2023

If you are looking for a home warranty company to help you cover the cost of repair or replacement of various home appliances such as your air conditioner, washing machine, refrigerator, dryer, etc., then you are at the right place.

In this article, we have given Home Service Club Review, so make sure to read till the end and find out if it’s the perfect fit for you.


GuideHome Service Club Review
FeaturesEasy interface, thirty-day guarantee
Pre-existing conditionCovers
Cancellation fee$45
Trial period30 days
Service fees$75 and $125
Payout cap$6000 – $9000
Price$50 -$60 per month
WebsiteClick here

Key Takeaways

  • Home Service Club offers a trial period of 30 days, cancellation post, which will cost you $45.
  • Home Service Club’s features include 24×7 support, a huge network of professional contractors, Customizable coverage, and more.
  • They cover items regardless of age and condition.
  • They charge high service fees of up to $125 and high transfer fees of $50.
  • It also offers real estate packages.
  • It has a rating of 3.6/5 stars on Trustpilot.

Read: How Do We Review Home Warranty Companies?

What Is Home Service Club?

What is it?
Home Service Club – What is it?

Home Service Club is a home warranty company that has been running in the industry for over thirteen years now.

They do not require any home inspections and have a wide network of skilled professionals who help you in repairing your damaged equipment.

Apart from this, they offer one basic and one comprehensive plan that you can choose from, and the best part is that if you are looking for a customized service, you can choose that too and pay accordingly.

So far, so good. But there are many more factors to take into account if you want to choose only the best home warranty service.

Let’s dive deeper and look into the various essential factors that will help you in making a wise decision.

Read: American Residential Warranty Review

Read: Choice Home Warranty Review

Features And Services

  • 24×7 support
  • A huge network of professional contractors.
  • Easy-to-use interface
  • Customizable coverage
  • One-year auto-renewable service contracts
  • 30 days of work and 90 days of parts guarantee
  • Protects 47 crucial home systems and appliances
  • Plans for as low as $1.60 per day

Pros And Cons


  • Wide network of skilled contractors.
  • Cover items regardless of age and condition.
  • 90-day parts guarantee 30-day labor guarantee.
  • Provides 13 months of coverage.


  • A high transfer fee of $50.
  • Not accredited by BBB (Better Bueraeu Business).
  • High service fees upto $125.

Read: What Is The Difference Between Home Warranty & Home Insurance?

Plans And Pricing

Standard CoverageAir Conditioning Systems
Heating Systems
Ceiling Fans
Water Leaks
Garbage Disposal
Electrical Systems
Central Vacuum(s)
Garage Door Opener
Trash Compactor
Microwave Oven Built-In
Clothes Washer
Ovens Ranges Cooktops
Water Heaters
Food Centers Built-in
Clothes Dryer
Freestanding Icemakers
$50 per month
$551 per year
Comprehensive CoverageSump Pump
Garbage Disposal
Electrical Systems
Whole House, Exhaust & Attic Fans
Re-circulating Hot Water Pump
Central Vacuum(s)
Instant Hot Cold Water Dispenser
Pest Control
Garage Door Opener
Telephone Wiring
Trash Compactor
Whirlpool Motor and Pump Assemblies
Plumbing Stoppage Coverage
Microwave Oven Built-In
Clothes Washer
Ovens Ranges Cook-tops
Water Heaters
Food Centers Built-in
Alarm Wiring
Clothes Dryer
Freestanding Icemakers
$60 per month
$731 per year

Add ons

  • Pool/Spa Equipment – $199.95
  • Jetted Bathtubs – $199.95
  • Well Pump – $129.95
  • Roof Coverage – $199.95
  • Freestanding Freezer – $59.95
  • Additional Refrigerator – $59.95
  • Water Softener – $159.95
  • Sewage Ejector Pump – $99.95
  • Additional Dishwasher – $59.95
  • Spa and Spa Heater – $199.95
  • Refrigerator Dual Compressor – $225.95
  • Additional Water Heater $149.95
  • Additional Oven/Range/Cooktop – $59.95
  • Plumbing Sprinkler – $114.95
  • Service Line – $249.95
  • Additional Microwave – $59.95
  • Additional Freezer – $59.95

Please note: The price may vary slightly depending on your location and address. We suggest you get a quote from Home Service Club.

Real Estate Package

HSC offers three real estate packages meant exclusively for real estate transactions, be it the home seller or real estate agent.

Let’s have a look at these plans, but know that the conditions of the coverage remain the same in all three packages.

  • RE-Pro Basic – This one includes the appliances and systems that are usually most costly to repair, such as plumbing systems, water heaters, etc.
  • RE-Pro Standard – This includes all the items in the Re-Pro basic plan plus other common household systems such as garage doors, ceiling fans, etc.
  • RE-Pro Comprehensive – This one is the most popular and covers everything in pro basic and pre-standard plans along with sprinklers, doorbells, and even pest control, etc.

Trade Call Fee & Cancellation fee

HSC offers three options of service fees, and whichever service fee you choose to pay directly affects your plan’s price.

You get an option to pay a service fee of $65, $95, and $125, and these will be deductible from the plan you choose.

You can use HSC’s service before making your call, and if you want to cancel their service, you can do so free of cost within the thirty days period, and if you cancel after that, you will be charged $45 for the same.

Coverage And Limitations

Coverage And Limitations o
Coverage And Limitations of Home Service Club

The Home Service Club covers the replacement and repair of appliances and systems damaged by normal wear and tear.

It does not cover any malfunction caused due to natural calamities, hazards, accidents, etc.

There are also other exclusions such as parts of the microwave such as shelves, glass, latch assemblies, etc., even when your microwave is covered, and this is the case with all other equipment.

We suggest you go through their terms and conditions before buying any plan.

As far as the payout cap is concerned, Home Service Club offers a maximum of $6000 payout cap for a standard plan and $9000 for a comprehensive plan, unlike any other similar company.

State Availability

Home Service Club offers services in 49 states of the U.S., making it possible for a huge number of people to avail its benefits.

Buying Process

Buying yourself a home warranty is plan is very easy, and you can do so by simply following these steps:

  • Visit their website, request a free quote, and then avail of the sign-in incentive.
  • Then review the service contract and quote.
  • Now sign up for the program you like and choose your payment plan.
  • That’s it, now enjoy the benefits of your plan.

What Differentiates It?

What Differentiates Home Service Club
What Differentiates Home Service Club?

There are a couple of differentiating factors that make Home Service Club stand out. One of them is its generous payout cap.

We haven’t come across any home warranty company having a payout cap up to $9000.

Even when it comes to pricing, HSC has competitive pricing plans starting at $50/month.

Also, you can even choose a customized plan for yourself, select the system and appliances that you want to get covered, and pay accordingly.

Yes, given the service fee of Home Service Club is high, ranging from $65-$125, it is deductible from the plan you choose, so that shouldn’t be a problem either.

Overall, a good home warranty company that you can rely upon.

Our Experience

We opted for Home Service Club’s standard plan, which cost us $50 and opting for it was a very straightforward process.

After three months of opting for their plan, we called them for the repair of our ceiling fan as it stopped working. 

Note that you only get a day to claim for service, so as soon as you face any problem with your system, file a claim within a day.

So we called their customer service, and they told us that a professional repairman would visit us in 24-48 hours.

After a day, the repairman came in and fixed our fan in merely fifteen minutes.

Based on our location and plan, we had to pay him a service fee of $65. In short, we had a good experience with them and faced no real problems whatsoever.

Home Warranty Vs. Home Insurance

Home insurance and warranty are very different from each other.

Home warranty includes repair or replacement of appliances and systems of your house like refrigerator, AC, washing machine, etc.

While home insurance covers your home and various items that may be damaged due to a storm, theft, fire, etc.

NPC Home Service Club Ratings

Customer Service3.6/5
Ease of use44/5

Customer Rating

Home Service Club rating
Club Ratings
Home Service Club Ratings

Choosing the best home warranty company will not only protects your home but also ensures peace of mind.

The best way to know if a company is good is by having a look at what its current users are saying.

For this, we went through the customer rating on Trustpilot and saw that Home Service Club had received a rating of 3.6 stars based on 494 customer reviews.

Customer Service

If you have any questions or are facing any trouble with Home Service Club, then you can call them on 800 601 1009, or you can email them at [email protected].

Home Service Club has a good customer rating online, and we believe your query will be handled diligently.


CompanyHome Service Club ReviewOneGuard Home Warranty
FeaturesEasy interface, thirty-day guaranteeNo requirement for maintenance records, and more
Pre-existing conditionCoversCovers
Cancellation fee$45$50
Price$50 -$60 per month$399 -$699 per year
BBB ratingNot accreditedNot accredited
Trustpilot Rating3.64

Read OneGuard Home Warranty Review

How We Review Home Warranty Company

In order to choose the best home warranty company for you, we follow strict guidelines that help us determine and choose among so many options.

First things first, we check for the company’s goal and overall service they provide, then we check its online reputation, followed by the price and other factors such as the terms and conditions of their contract, coverage, and payout caps they have.

This flow of criteria helps us in finding the best home warranty company.

Final Verdict

In this Home Service Club review, we saw that this company offers some great features, including customizable coverage and a network of professional contractors.

They charge a fee of $50 -$60 per month, and their service fees range from $75-and $125. Their cancellation charges are $45, and you can also opt for their 30-day trial period before opting for their services.

However, if you are looking for the best home warranty company, you can check out Cinch Home Security company.

This one will cost you $27.99/mo – $39.99/mo, which is much lower than Home Service club. Also, they offer a 30-day free trial, and if you cancel their plan anytime later, they will only charge you $25.


Is Home Service Club Legit?

Yes, it is a legally registered company that has been in the industry for 16 years now, and you can rely on it.

Is a home inspection required before I opt for Home Service Club?

No, they do not require any home inspection.

What is the cancellation fee of Home Service Club?

They charge a cancellation fee of $45 if you cancel their plan after thirty days.

How can I cancel my contract with Home Service Club?

If you want to cancel your contract with Home Service Club, then you will simply need to contact their customer support.

But make sure to go through the terms and conditions of the contract before proceeding with the cancellation.

What is the age limit of Home Service Club's coverage?

It does not have an age limit and covers your appliances regardless of age.

NPC Overall Rating

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