Tri-city National bank was operated in 1963 and is headquartered in Oak Creek, Wisconsin.
With the assets of $1 billion and $1 billion deposits, it is counted among large banks.
However, besides being a brick-and-mortar bank, it provides financial services online and through a mobile application.
However, it does not provide the service of customer bells and live support.
It offers several banking products, which include
- Checking account
- Saving accounts
- IRA
- CDs
- Money market account
- Brokerage account
- Credit cards
- Mortgage products
It comes with fair saving rates, and also its basic checking doesn’t charge a monthly account fee.
Hence, this can be an ideal selection for a savings and checking account at the same bank that provides easy access to funds.
Summary
| Bank | Tri-City National Bank |
| Rating | 4.3 |
| Saving rate | 0.50% |
| Monthly Fees | $5 |
| Savings Accounts Opening Fess | $50 |
| Website | Click Here |
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Key Takeaways
- Tri-City offers easy-to-balance monthly statements, free deposits, free debit cards, and visa card alerts.
- This bank is located in 34 different locations within Wisconsin.
- Tri-city offers a saving rate of 0.02%, a CD rate of 0.50%, and earning rate of 0.08%.
- It offers seven different kinds of saving account options which you can check below.
- Tri-City National Bank has a rating of 3.6/5 stars online.
Service Quality
It provides brick and mortar services in 34 different locations within Wisconsin.
You can go to the bank at any time from 9:00 am to 6:00 pm from Monday to Friday. However, the timings for Saturday are from 9:00 am to 12:00 pm.
Moreover, the availability of web and mobile applications makes it an easy-to-go financial option.
But, Tricity National bank does not provide all-day service with representatives.
From the reviews of 260 customers on the Android or iOS mobile applications, Tricity National Bank is rated as 3.6/5.
However, the National average rating is 3.8. Its mobile application allows the customers to manage their finances, send and receive transactions, check their statements and access their support representatives.
Its amazing customer satisfaction score is based on the low number of consumer complaints registered with the government agency called Consumer Financial Protection Bureau that functions to protect the consumer’s finances.
Tri-City National Bank features
Following are the features of Tri-City National Bank:
- You can do a free deposit while using Tri-City National Bank app
- You get free debit card and visa card alerts
- The easy-to-balance monthly statement on a monthly basis
Products Offered
The products offered by the Tri-City National Bank include the following:
The APY rate of its savings account is 0.02%, and the minimum balance required to qualify for APY is $100.
You can qualify for the interest of its checking accounts, which requires a minimum deposit of $2500. Its APY is 0.02%.
The minimum balance to qualify for the money market account is $10,000, and it offers 0.03% APY to its account holders.
Certificates of Deposits provide tiered interest rates. The minimum balance required is $500.
For the period of 12 months the APY is 0.10%, 0.20% APY for 24 months, 0.30% APY for 36 months, 0.35% APY for 48 months, and 0.50% APY for 60 months.
Rates
The saving rate of Tricity National Bank is 0.02%, which is lower than the average saving rate of other US banks.
The Certificate of deposit rate of this bank for one year is 0.10%. However, the CD rate for 5 years is 0.50%.
The earning rate of its highest-yielding money market account is 0.08%.
It provides fair saving rates, but there can be better saving rates at other financial institutions.
Therefore, you can look for some better saving options in the market.
Fees
The service charges of Tri-City National bank are lower than the charges of average US banks.
It does not charge any monthly fee to the people who consume basic checking accounts.
However, it charges a 2$ ATM fee which is low compared to the national average US bank.
Moreover, the overdraft fee of Tri-City National bank is $10, whereas the National average ATM fee is $35.
Hence, this is an amazing choice for those who often forget to check their balance regularly.
Financial Health
This counts among the large banks having deposits of $1 billion, whereas it has assets of $1 billion.
The Texas ratio of Tri-City National bank is 3.33%, which shows a bright future and success ahead.
Moreover, it is also FDIC insured, which means that in case of bank failure, there is insurance of up to $250,000.
Checking accounts
| Products | Completely free checking | 50+ free interest checking | Investor checking |
| Minimum account opening balance | $50 | $50 | $50 |
| Monthly charges | $0 | $0 | $10 (waivable on maintaining $1000 minimum average daily balance) |
| Best feature | Unlimited checks Best for basic needs | Unlimited checks Discounted personalized checks Competitive interest rate. | Unlimited checks Discounted personalized checks Competitive interest rate. Higher rate for deposits of more than $2,500. |
| ATM service | Unlimited Tri-City ATM Withdrawals | Unlimited Tri-City ATM Withdrawals 2 other network ATM withdrawals. | Unlimited Tri-City ATM Withdrawals 2 other network ATM withdrawals. |
| Online banking | Available | Available | Available |
| Debit card | Free | Free | Free |
| FDIC insured | Yes | Yes | Yes |
Also Check Camden National Bank Review
Saving accounts
The saving accounts of TriCity National Bank include the following:
Statement Savings
| Products | Statement saving |
| Minimum account opening balance | $100 |
| Monthly charges | $5 (waivable on maintaining a minimum daily balance of $300) |
| Checks | Unlimited checks |
| ATM service | Unlimited Tri City ATM Withdrawals |
| Online banking | Available |
| Interest rate | Competitive |
| FDIC insured | Yes |
Dream Savings
| Products | Dream saving |
| Minimum account opening balance | $1 |
| Monthly charges | $0 |
| Checks | Unlimited checks |
| ATM service | Unlimited Tri City ATM Withdrawals |
| Online banking | Available |
| Interest rate | Competitive |
| FDIC insured | Yes |
Money Market Investor
| Products | Money market investor |
| Minimum account opening balance | $100 |
| Monthly charges | $11 (waivable on maintaining daily minimum $1500) |
| Best feature | Unlimited checks Best for basic needs |
| ATM service | Unlimited Tri City ATM Withdrawals |
| Online banking | Available |
| Interest rates | Competitive tiered |
| FDIC insured | Yes |
Youth Savings (WUTMA)
| Products | Youth savings |
| Minimum account opening balance | $5 |
| Monthly charges | $0 |
| Best feature | For consumers up to 18 years |
| ATM service | Unlimited Tri City ATM Withdrawals |
| Online banking | Available |
| FDIC insured | Yes |
Health Savings Accounts (HSAs)
| Products | Health Saving Account |
| Minimum account opening balance | $25 |
| Monthly charges | $4 (waivable on maintaining a daily average of $1000) |
| Purpose | For qualified medical expenses |
| Checks | 10 free checks |
| ATM service | Unlimited Tri-City ATM Withdrawals |
| Online banking | Available |
| Card | Free Visa and Debit |
| FDIC insured | Yes |
Certificates of Deposit (CDs)
| Products | Completely free checking |
| Minimum account opening balance | $500 |
| Monthly charges | $0 |
| ATM service | Unlimited Tri-City ATM Withdrawals |
| Online banking | Available |
| Interest rates | Tiered |
| Debit card | Free |
| Penalty | Early withdrawal penalty |
| FDIC insured | Yes |
Individual Retirement Accounts (IRAs)
| Products | Individual retirement account (IRA) |
| Minimum account opening balance | $0 |
| Monthly charges | $0 |
| ATM service | Unlimited Tri-City ATM Withdrawals |
| Online banking | Available |
| Interest rates | Competitive |
| FDIC insured | Yes |
What differentiates Tri-City National Bank from others?
Here are the features that differentiate Tri-City National Bank from others:
- You won’t get charged maintenance fees on a monthly basis
- You enjoy free unlimited bank withdrawals
- Unlimited free check writing
Our experience with Tri-City National Bank
My overall experience with Tri-City National Bank has been good. It works well, and with the help of its application, I don’t have to visit the bank every day to make transactions.
There has not been a day when their application stopped working. I have downloaded it on both my iOS and Android smartphones.
Tri-City National Bank Comparison:
Let’s compare it with other
Tri-City National Bank vs. City National Bank
There are no maintenance fees on your Tri-City National Bank account, but you will get charged $20 on your City National Bank.
Your minimum deposit has to be $1000, but there is no such rule with your Tri-City National Bank account. Online banking is available for both banks.
Tri-City National Bank vs. First National Bank
Using the First National Bank application, you can check your debit card details, including ATM transactions.
You can get mortgages for residential property, wealth management services, and much more if you have an account in First National Bank. Tri-City National Bank offers fair saving rates.
Read First National Bank
Tri-City National Bank vs. the Southern States Bank
You can get card mortgages, open saving accounts, checking accounts, money markets, commercial lending, and online banking services from Southern States Bank.
You can have a money market account in Tri-City National Bank as well, and it does offer higher fair saving rates.
Frequently Asked Questions
Does Tri-City Provide A Mobile Deposit Service?
Its mobile application allows the customers to manage their finances, send and receive transactions, check their statements and access their support representatives.
Is Tri-City National Bank Open Today?
You can go to the bank at any time from 9:00 am to 6:00 pm from Monday to Friday. However, the timings for Saturday are from 9:00 am to 12:00 pm.
How Is The Financial Health Of Tri City National Bank?
This counts among the large banks having deposits of $1 billion, whereas it has assets of $1 billion.
The Texas ratio of Tri-City National bank is 3.33%, which shows a bright future and success ahead.
Amit Gupta is the founder of National Planning Cycles, a company that helps startups, individuals, and small businesses with their financial planning. He has a vast amount of experience in the finance sector, having managed Google Play accounts for some of the world’s most successful unicorns. Amit is an expert in his field, and he uses his knowledge to help others achieve their individual goals.